Is reCaptcha automatically added to order pages for certain amounts?

I’m testing a new order for a product we’ve offered for a few years. It’s a high ticket (for us) item priced at $2,997. During the testing process I was presented with a reCaptcha even though I never set up one. In fact in the order form under E-commerc Setup I don’t even see where it’s an option. Is this being automatically applied by Keap?

Reached out to support. It’s not related to the dollar amount rather the number of charges I was making during the test with the same card.